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Envoy Mortgage Ltd., offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
15 &30 year fixed
1, 3, 5, 7 and 10 Year ARM
Non conforming (Jumbo) 15 & 30 Year Fixed and 3/1, 5/1 and 7/1 ARM
Non Conforming 1, 3, 5, 7, Year fixed ( above 417,000 )
FHA 203k, Full & Streamline
FHA
USDA
Fannie Mae Direct Lender
Freddie Mac Direct Lender
CHFA
Down Payment Assistance Programs

15 &30 year fixed

This loan is for those who want the security of a loan product that has a fixed payment for the life of the loan. We also offer this product in an interest only for a little more flexability.

Term: 30 years   Maximum Amount: $417,000
 

 


1, 3, 5, 7 and 10 Year ARM


Term: 30 years   Maximum Amount: $417,000
 

Non conforming (Jumbo) 15 & 30 Year Fixed and 3/1, 5/1 and 7/1 ARM

This loan product is for our customers who need higher loan amounts than our conforming limits ( above 417,000 )

Term: 30 years   Maximum Amount: $3,000,000
 

 


Non Conforming 1, 3, 5, 7, Year fixed ( above 417,000 )

Our Jumbo products are available in the 5, 7 and 10 year ARM products. Let one of our Mortgage Loan Specialits discuss these produts with you if you are purchasing a substantial home.

Term: 30 years   Maximum Amount: $3,000,000
 

 


FHA 203k, Full & Streamline

This is the full FHA203k including room additions and structural remodels. Perfect loan to update your home!

 

 


FHA

The perfect loan for the first time home buyer. Allows only 3.5% of the purchase price as down payment.


USDA

This product is limited to Rural Areas. 100% financing. Please call for details. 


Fannie Mae Direct Lender

 We offer a wide Variety of Fannie Mae Products including HARP Refinance, Home Path, Home Path Renovation, Home Style, DU Refi Plus and Lock-n-Shop.

 

 


Freddie Mac Direct Lender

Conventional Products including LP Open Access 

 

 


CHFA

 Colorado Housing & Finance Authority providing, Conventional, FHA, CHFA Advantage and Mortgage Credit Certificate (MCC).

 

 


Down Payment Assistance Programs

 We have a wide variety of down payment assistance programs throughout Colorado. Please call to see if you qualify.

 

 




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.